Who robbed us pension

Some time ago, some of our chinese injection mold plant friends chat together  everyone says the next plant more and more difficult to open, it is not all ready to plant closing the business. Of course, there are many problems mentioned, one of the problems is that the current salaries are too high, the private sector has no way of small bear, the problem is too many

One reason is the emergence of a big problem in our pension system, however, indisputable fact is that China is running into an aging society.

To solve the problem of aging, the media being on stage to delay retirement and create momentum. Seems to escape to go. If you are really paying less, plus some amount paid, or to delay retirement, all OK.

 However, there are two issues must be clear:

First, the contract violation. Originally established pension system, is actually a contract between government and citizens: the government established an agency to collect all part of the advance payment, when a good time in accordance with the agreed amount for delivery. Now, the government agency announced a delay retirement, apparently unilateral breach of contract.

Secondly, there are gaps, said the pension, then you have to tell me how much income, expenses much, why is there a deficit?

Now, the pension received by the government can be said to reach a staggering proportions. State-owned monopoly to desperately pay more, while private companies simply can not afford: to pay so high a pension, and said there are gaps, I really do not understand where the money is going.

 The burden from the taxpayer point of view, in any case impossible pension gap. And now officials have repeatedly stressed that there are gaps, then we. . . Necessary to analyze the gap is how come? One possibility is to master the pensions of people do get pension investment securities, resulting deficit. Social Security, pensions market, you can increase the value, this is right, the loss is possible. However, because it involves everyone's life money, investment oversight is very tight, the amount of loss is not too high, and will not result in huge losses.

Another may have been misappropriated. 2006, Shanghai Chen Liangyu collapse, one count of misappropriation of social security funds is. It is estimated that the amount involved in more than 10 billion yuan. As part of social security, pensions gap in the end how come? It may have been a large number of people who should not have received the collar. Some people use the relationship between type of crime, more people is through "legal" channels received a.

It is widely suspected of civil servants (including institutions who) receive a pension paid by the people. To this end, the authorities repeatedly claimed: civil servants and pensions and institutions, and is drawn from the finance, there is no misappropriation of pension. However, whether we can believe.

Unfair Chinese track system is open to the public pension system: the civil servants do not pay pensions, but the average person three times to receive a pension, which is strongly opposed to the masses of "pension-track system." People angrily condemned the two-track system, but ignored a question: civil servants and public institutions where people from pensioners? From the treasury collar and lead completely different from Social Security. The former is a tax that they do not lead, the people also spent not on. If the Social Security pensioner, is to grab people's money.

Public pension account type of crime people's money, is unlikely. However, so many years of "reform", but revealing clues: SOE reform, do not pay the social security, but the number of years of work deemed payment; reform of institutions, deemed payment; military enterprise reform, the deemed payment ...... so much depends with pay, in fact, originally should have fiscal spending money, replaced by people paid to old gold paid, which is actually type of crime.

People paid taxes, and pay pension insurance, then, that the money paid by taxes, pension letting people assume. No wonder the government taxes every year surge, the pension gap is growing, even to the point of retirement delayed people.

So now authorities should do two things:

The first is a detailed report. Published on the website: total number of pension income is what people pay, is who received the.

The second is forbidden "deemed payment." Insurance does not pay civil servants and other groups to resign, after a career change, the payment owed ​​by the Treasury to pay part of the unit, owed ​​by individuals pay the individual parts.

The third is the total elimination of unfair dual system. Everyone pay pension insurance, and payment of previous debts. Then the civil servants should be made by the pension amount paid by the government, as tax cuts, reduce the social burden.

In short, who owes who make up the account. As the government can not retake the two pension finances, let those people type of crime money, and then letting people delay retirement to fill holes.

        Reprint this blog some original part, I hope you agree with me that the views can also be reproduced.

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