2020年7月5日星期日

Inflation happens, who wins

With the development of the times, the source of income of our people has become diversified, and the total amount of wealth has been increasing. One of the biggest "changes" is our people's "view of money ", compared to more than ten years ago, a great change has taken place.

 As we all know, our residents are very keen to save money. In particular, our "older generation" residents, basically have "idle money" that will exist in the bank.
inflation
 China's major banks in order to collect deposits will also give a variety of preferential policies. It is not only safe to keep money in the bank, but also certain interests can be taken. That is why our people like to keep money in banks. According to the data released by the central bank, at the end of 2019, the balance of deposits in the household sector .household sector was 82.14 trillion yuan.
But in recent years people have found a problem, is to put money in the interest of the bank but failed to "win" inflation, resulting in their own savings, purchasing power has become less.
 Just like ten thousand yuan a decade ago, it was a huge sum of money. At that time, it could buy a lot of things, even a few square meters. But the purchasing power of $10,000 has fallen sharply from 10 years ago. This is the influence of inflation, which can "steal" our wealth in the invisible. And the interest we deposit in the bank is often not enough to "offset" the effects of inflation.
In this case, many people are beginning to worry about the impact of inflation on themselves, have come up with ways to "keep" their wealth.
inflation in China
 In fact, inflation occurs all the time, benign inflation can play a positive role; and hyperinflation will have a significant impact on our lives.
 In recent years, people's cognition of inflation is increasing, but it also causes many people's "panic ". So, if large-scale inflation does occur, who loses the most wealth? And who will be the winner?
 In theory, with inflation, anyone's wealth shrinks. When the rich and the "poor ", will become victims, assets together shrink. But because the wealth base of the rich is relatively large, so in the case of the same "wealth decline ", the rich will lose more wealth.
 Just like a rich man has 1 million yuan, while another "poor man" has only 10,000 yuan. But under the influence of inflation, their wealth fell by 50% together, the rich left 500000 yuan, and the "poor" left only 5000 yuan. Although it appears that the rich have lost half a million yuan of wealth, and the "poor" have lost only 5000 yuan, the proportion of their wealth remains unchanged.
So under the influence of inflation, everyone's assets will shrink, and the rich may lose more money. But even so, the rich and the poor still have "essential differences ".
 And under the influence of hyperinflation, growers of agricultural products may gain from it. Because in any case, agricultural products are "basic supplies" that everyone needs. Even if people do not want houses, gold, jewelry, but food, and other things that people must "fight for" things.

At that time, the price of such items will continue to rise. And grain growers, too, will benefit greatly. This year, we must have also realized the importance of food, vegetables and so on, in the special period of these things, prices will change dramatically.

没有评论:

发表评论