A suite apartment can destroy a Chinese middle class

The number of Chinese middle class has exceeded two hundred million

So, the number of China's middle class How much?
Credit Suisse Wealth Report to each person owns 50,000 -50 million of net wealth to define the middle class adults. Such a middle class standard is not high. Thus, the conventional netizens exclaimed "averaged", "drag" The difference is, this time users who have indicated that, "If wealth as long as reached $ 50,000 is the middle class, that I can be considered the middle class."
In fact, the standard of the middle class is not unique. For example, Forbes magazine has announced that she is a middle-class standard: living in the city; between 25 to 45 years old; have a university degree; professionals and entrepreneurs; annual income between $ 10,000 to $ 60,000.
Here, we middle-class standards to Credit Suisse Wealth Report estimates the number of Chinese middle class. According to 50000-500000 US dollars of net worth, according to the Southwest University of Finance and China Household Financial Survey (referred CHFS) latest survey data show that in 2015, the current adult population of Chinese middle class accounted for the proportion of the adult population was 20.1%, far higher than the Swiss Letter estimated 10.7%; the average wealth of the middle class adults about $ 139,000, far higher than Credit Suisse estimated $ 68,000.
According CHFS data projections, the number of Chinese middle class adult population should be 204 million people, rather than 109 million people, while in the hands of the middle class should also be total wealth of $ 28.3 trillion, not $ 7 trillion, far more than the United States and Japan's $ 16.8 trillion and $ 9.7 trillion.
Therefore, the number of China's middle class has reached 204 million people, whether it is the middle class population size, or the total wealth of the middle class, China has leapt to the world top.
Of course, while the Chinese middle class in the overall scale has obvious advantages, but there are two features worth noting:
First, the per capita wealth of the Chinese middle class is $ 139,000, far below the $ 184,000 and $ 157,000 Japan, the United States. The absolute number of Chinese middle class is far higher than the estimated number Although Credit Suisse Wealth Report, but accounted for only 20.1%, far lower than the United States, 37.7 percent and Japan 59.5 percent.
Second, the proportion of different sectors of China and the United States and Japan are also very different. As shown, the Chinese adult population, very small part of people crossed the high threshold of wealth, more than the middle class standard of moderate wealth, the population accounted for only 1.0%. In the United States, the ratio was 12.3%, Japan 9.1%. At the low end of the wealth pyramid, China 78.9 percent of the adult population still does not meet the minimum standards of the wealth of the middle class.
China Injection Molding Company-cnmoulding think, the ratio was 50.0% and 31.4%, respectively, in the United States and Japan. If the structure of an ideal distribution of wealth as "olive", then Japan is relatively closer to this model, and China belong to the uneven distribution of wealth "pyramid."

Chinese middle class wealth too dependent on real estate

Wealth and asset structure size different affluent Chinese are also significant differences. First, the average wealth of low-wealth adults, only $ 11,000, from the middle class standard of $ 50,000 is still far.
Some experts pointed out that China's middle class population, or over 200 million, but the wealth of the middle class in the real estate allocation ratio is too heavy, up 79.5 percent, while the proportion of financial assets is too low, only 10.8%. And the Chinese people prefer real estate, the American and Japanese families are more willing to participate in financial markets. According to 2013 US Consumer Finance Survey (SCF) data, US household financial assets accounted for 40.8%, while real estate accounted for only 34.1%.
Credit Suisse Wealth Report per person has 50,000 to 500,000 US dollars of net worth, to define the middle class adults. This standard is not high. If an adult has a shelter in the general specifications of the city, you can easily reach this standard.
Therefore, this standard does not cause the public to question after the release, nor lead to public "drag" sighs - they think in accordance with this standard, it really belongs to the middle class. Such happiness seems to come a bit too sudden, abrupt to even among parties which have some feel unreal.
In other words, the report is actually used to divide the wealth class is real estate, houses and even people all of the property; if you do not count the value of the property, maybe a lot of the middle class is still in the state debt, the so-called house slaves is the case. In other words, although the real estate point of view, people have a lot of money; however, if the house is made from live, the support of the middle class facade of wealth, in fact, does not exist.
Is it, people will live in the house used to make money from it? If you really sell, it is a return to a true addiction over the middle class, but I'm afraid that will come back to buy again powerless.
So, even though the middle class will be among the people to feel a trace of happiness, however, carefully pondering, in real estate the way to achieve status changes, and its essence is actually "is in production."
As a result, people do not want, but also can not afford such a high price of real estate. All houses are not spending all of, but not life. But because the house indispensable and prices high, the incomes of the majority of people have invested in the house. Indeed, even to eating the old way, by way of overdraft future earnings, can barely make their homes to buy a house, to realize the dream dwelling.
This price is a bit large. But what can we do? No house will not be able to settle down in the city, you can not be competitive in the marriage market, it can not provide basic security in the birth of a child in school. So, even if high prices to death, is considered to be a high price, but also we had to bite the bullet, bite the bullet and buy a house.

 

Cnmoudling-china mold maker tell you truth here

 the so-called housing wealth are often a burden. From the price perspective, a value of the house is not low, a house can prop up a middle class. But what is the real significance? The house is used for living, can not be used to invest, can not bring disposable wealth; to this house, people live frugally lower standard of living, give up the pursuit of life, but also gave up the social participation and responsibility.
This is an inevitable chain reaction - when the so-called middle class eyes open every day when the mortgage to worry about, look how much they value the pursuit of noble, how enthusiastic they expect social participation, does not seem realistic. More often, people put ideals gave way to crawl, crawl doctrine instead of a pragmatic retreat idealism, ultimately, it is the ideal farewell.
Therefore, real estate On the middle, the middle class will be the presence of real estate addiction, will the existence of a de facto "is middle class" - although, to be divided house prices, many people belong to the middle class; however, because of the people's wealth, real estate overdraft and ideals, but there was a lot of people "is the middle" embarrassment.
This "being middle class" will inevitably lead to the middle class of blur and "dirty": A so-called blur refers to nominal, their actual performance may not meet the social expectations of the middle class; the so-called "dirty" is the means by which fetters reality In real economic pressure, class identity inevitably flows down. This "is the middle" for society, is clearly a need to focus on the issues.
China's economy is now in the end how bad I, as a plastic injection moulding do not see the data, but everyone knows that housing prices continue to lift the bubble is more manufacturing to China is to destroy nature, may also do government
People must be more unhappy, it seems that they really no other way.