显示标签为“china property”的博文。显示所有博文
显示标签为“china property”的博文。显示所有博文

2021年4月25日星期日

Shanghai blade room

 Shanghai startled 12 flat "blade room ", if you buy this kind of exotic Huxing, how will you design?


Shanghai is an inch of land, come and see the existence of the best.
Two days ago still joke Hong Kong 9 flat coffin room, today's turn Shanghai



"Thin-bladed rooms and bedrooms are located in the hallway, just opposite the toilet, plus 24 years old and multi-story first floor, as a second-hand housing defect. 」
If you buy this kind of exotic Huxing, how would you design it?

You must be shocked by the existence of this house. Shanghai is the economic center of China, where all talents gather.
and that is why CNMOULDING chooses to produce mold and injection products here.
But we can guarantee the quality of the premise,20 years of product and mold prices do not increase.
This depends on our mass production and very low waste rate quality control.
If you need to develop new projects, can survive also blade housing injection molding manufacturers in Shanghai, which must be the most suitable for you.

2021年4月13日星期二

Those high-rise buildings in China to the years, who will demolish, the cost of demolition is so high, how to do?

 CNMOULDING discuss some bits and pieces of life with you.



1. there is profit space to increase the volume ratio?


No way.
Now the standard residential design, residential 3 meters per floor exactly not more than 100 meters, more than 100 meters part of the money is not very cost-effective. With the exception of a few special cases, such as Beijing, where houses are generally shorter (more than 50 meters), Shenzhen and Chongqing buildings are particularly high (200 meters), most cities are dominated by 100 meters high residential areas.
At present, in Beijing, Shanghai and even all over the country, the demolition of bungalows is the mainstream, demolition of tall buildings is a very small proportion. For example, the Beijing Temple of Heaven shed reform, the original return to the owners to "expand the area ", otherwise it is difficult to remove the movement. As house prices rise, the higher the house price, the more difficult it is to demolish, so that even bungalows can not be demolished.
You can go to see Beijing's Wuli Tuo, which from a year ago began demolition, to now only a part of the deal. Our office in Shanghai was originally in Huangpu District, below is a collection area. The levy began in 2015 and had not been dismantled by 2018. The bungalow is so difficult to demolish, let alone the building?
This is the case today. What about the future? It will only be harder!
If this is considered over decades, the population problem may not support increasing profits by increasing the volume ratio. So, first, the volume rate bottleneck has been reached, second, the government is unwilling to demolish tall buildings now, and third, the future profit space will be further compressed. In short, there is no profit space, when the time to remove is unlikely.




2. let developers pay?


No way.
The design standard of building a life of our national residence is 50 years, the warranty period of the main structure is consistent with the design standard of building life, that is, the owner is responsible for the main structural problem for more than 50 years. I hope you find out, now is the market economy is not planned economy, you bought commercial housing developers are not your "unit ", the house is your own, of course, you are responsible for maintenance.
For example, the main structural problem is not only the building shell on the ground but also the foundation. In 50 years, if the foundation goes wrong, it will be strengthened at a cost of tens of millions (now) a building. Even so, if it can be strengthened, it may be cheaper than dismantling and rebuilding, depending on the specific plan.
Who should pay this money? If I were a developer,50 years later you suddenly changed the law and asked me to pay the bill, I promise to receive a message 10 years in advance to move an old and young family abroad.
What is the strategy of domestic developers in recent years?
They sold the house to the people while they were working hard, and they put money overseas. The house is so good now why developers do not buy their own house, a batch of foreign houses. Domestic house is so good, so there is room for appreciation, why go abroad to buy those need to pay property tax house?
Finally, how much probability do you think the developers you buy, or the sense of social responsibility, will fly back to save the small owners after 50 years?

3. owners to protect the rights of the government attention?


No way.
Some say the government will not tolerate the disrepair of many old buildings in the city. I mean, just build something to keep them out of sight? Nanjing Confucius Temple demolition, in order not to let tourists notice the demolition of the building, the demolition side found a few cars to seal the intersection. From a world perspective, face engineering is not original in China. After all, spend little money and do a lot of things.
Now government demolition is good, land finance. In fact, some of the so-called "dangerous houses" are not dangerous houses, just for the land to install a dangerous house or shantytown title. Because the 2011 levy limits the type of demolition
But now the real dangerous houses are mostly in the warranty period, the government can use various means to force developers, construction parties to solve, a small number of self-built houses do exist security risks the government can cover the bottom.
As mentioned earlier, now there is a trend of demolition and demolition, and in the next 30 years, a large number of concentrated construction of commercial housing areas when there are problems is not a matter of two residential areas. No matter how to protect the rights of finance also has no ability to cover all. In accordance with the provisions of the law and predict future policy trends, so that owners themselves more international practice.

4. the owner pay for the repair?




It's not impossible. Hard.
Heard that the Chinese are scattered sand this sentence? Because of the defects of the property system in our country at present,85% of the residential areas have no industry committee, and it is difficult to operate normally. China's residential area is very large, beyond the reasonable boundary of collective action, the cost of cooperation is greater than the individual income, the collective tends to wait and see in situ. Without special factors, a high probability is impossible.
The vacancy rate of most residential areas is relatively high, and one can not be ignored is the high rental rate. Beijing lot good community, rental rate can be up to 20%,30%. That is to say, do not consider the problem of vacancy, a third of the owners do not live in the community.
Weihai, Shandong, such seaside cities to travel, can use the residential app to find local residential areas, to see where almost no owners live in the community is like. That is Beijing, northeast of the owners of hot-headed buy houses, such a community now that the elevator is broken no one cares, after the foundation problems how can everyone pay?
The problem of owners raising funds is not whether a single owner pays, but must be someone who does not pay or simply can not contact. This is not too small and uneven, it is impossible for 30 people to pay 100 people, so it is not realistic to expect owners to pay their own annual "maintenance" of the house.
Although there is a public maintenance fund when buying a house because there is generally no industry committee, the maintenance fund is not supervised by the construction committee account, and the property company can dispose of the money almost unrestricted. The problem is likely to be a bad one for decades when you really want to overhaul. There is also inflation.
Others say that the property tax to take part in the house repair, this is not realistic, the government took 70 years of land transfer gold is not used to repair the house, why the property tax to repair the house? The government is solving the public part, now the financial burden is so heavy, all pointing to the owner to save. Owners pay for the government to repair the road debt is not finished, how does the government pay for the owners to repair the house?

5. house lives hundreds of years?


At this point, I particularly believe in "made in China ".
Because now the owner is shrewd, when the house is closed with the surveyor, the floor empty drum this kind of knock to know the small fault can not be confusing, so the problem is in the "invisible" place.
There is no problem with the place you see, and the other side is that the invisible place is more or less problematic.
The construction is subcontracted layer by layer. Conscience is half of the industry people say yes, and half say no, do you think there is? If a first-tier city is formal, what about the third and fourth lines? A large real estate developer in a western city, the foundation is loess needs to be strengthened, the reinforcement project is wrapped to the construction team in the nearby village, the construction team takes local materials, the local rich loess is poured down to do the reinforcement. Now 19# building maximum tilt 30 cm, such a house sold in the local boom, house prices have doubled.
Made in China like this,50 years has become a problem. If something goes wrong in 50 years, at least not beyond the warranty period, but the developer will run early. If you exceed the warranty, you don't have to run.

Is the top a future slum?


I think I'm right! Most of those who say this is from a global perspective and most of those who oppose it are in the context of rising house prices in China. This is the final summary of the topic.

2014年10月12日星期日

Save China's property market Heavy weapon

Save China's property market 2015- high risk now

The central bank announced the mortgage deregulation, and a bailout measures introduced. Policy bailout, investors pay.

National Day eve announcement grabbed gold, nine silver ten nodes in the property market, property market during the National Day caught want to move around, many developers said that it has canceled the pre-discount promotions, the second-hand housing prices around the corner ready to rise.

As a leading indicator of purchase will be changed dramatically. Restriction cancel existing role, October 9 Bank released the first 25 Bank of China Wealth climate index display (survey 1856 off family domestic 26 provinces and cities, and research time for September 12 to September 23 ): no room family and just a family coming from the housing market will to rise 20 percent over the previous period, a well-off family willingness to invest in real estate is expected to rise slightly for the first time this year, is expected to pull the main reason for a slight rebound willingness to invest in real estate.

Part of the market sentiment during the National Day, the subscription amount of commercial housing reached Nanjing National Day Golden Week 2812 sets, daily subscription 402 units, an increase of 47%, a record high. And before September Nanjing cancel the purchase of the property market, the average daily amount of the subscription is only about 200 sets. Beijing Golden Week, the second-hand housing transaction price of 28,243 yuan / square meter, up 6.8 percent compared with September. During the town center turnover ratio increased 6% from the previous month, suburban turnover fell 4.3% MoM, regional changes in the structure pulled up the average price.

Different investors dominate the market in the past, is just round the real estate market characteristics required of consumers debut, if you just need to enter the market of about 10%, and may demand the release of millions of sets. Although it is impossible to ease the real estate risk, temporarily allows the economy to get respite.

Different investors, who lack the rigid demand the ability to pay cash, you need a low-interest mortgage assistance, price sensitive. Policy to allow banks to help those who just need to improve the lives of persons with buyers, a suite, or first mortgage payment completed two suites can enjoy 7% discount rate, who is going to foot the bill so generous?

Commercial banks plausibly to listed public, market-oriented as a shield, mortgage rates fell about 2% number is not small, commercial banks are not timely Huolei Feng. There are only two ways to allow commercial banks to toe the line, or the central bank to continue to release the base currency, if the same as the ECB deposit rate dropped to a negative, I believe that Chinese commercial banks will be willing to release about 5% interest rate mortgage, because, you know, in the middle of the difference is considerable.

Not massive issuance of base money, but also to revitalize the capital market, the mortgage securitization advocate rampant. Bank of New Deal will start mortgage securities capitalization, there will be 10 trillion (possibly more) of RMB funds into the property market.

Asset securitization from the "Financial drugs" sold to the United States around the world. In the 1980s, the United States to test the water this business, mortgage assets in the securities of packaged investment products, by rating, sold on the market Zhangzhuodazui investors want to be lucrative. U.S. interest rate market, the rapid development of the market, the product from the balance of $ 11.1 billion in 1980 to a substantial increase of $ 9.3 trillion in 2007, asset securitization rate mortgage over the same period has also increased from 7.6% to 64%, while the United States real estate the rapid rise in prices, affordable housing, can not afford housing through mortgage securitization, to obtain funds to buy from a house in the suburbs, had three children, a dog on a happy life. Now infamous subprime large securitized products, is one part of it.

Asset securitization is a good thing, but sales, ratings, etc. appear a series of false, when sprinkled with icing posing 3A grade debt securities, asset securitization is a Ponzi scheme for investors, and finally ended with the financial crisis.

China is still in the mortgage securitization kindergarten level, so far, domestic commercial banks only issued three pen MBS, the first pen was initiated by the 2005 Construction Bank, CITIC Trust entrusted with the total size of the issue of 3 billion yuan of China's first pen MBS- - Chien 2005-1 mortgage-backed securities. Since then, the bank has launched a total of 4 billion of Jianyuan 2007-1 personal housing mortgage-backed securities. July 2014, China Postal Savings Bank launched the "Post yuan in 2014 to support the first phase of individual housing loans securitized products (RMBS) in the inter-bank market success tender, with a total size of up to 6.814 billion yuan."

So far, financial institutions have little interest, income is higher than the short financial but lower than credit, mortgage loans are all long-term default rate lowest in good assets, banks have no incentive to spend great efforts to securitization.

Regardless of banks, brokerages would be willing, to hold the monetary base and increase liquidity, securitization is the only way. We can only go after the American model, we do not focus on securitization M2 increased, but the M3, M4, M5 increased substantially, and now banks are reluctant to relax in the hands of a good mortgage in the future, people just need to account for property protagonist, the real estate market volatility, Real estate investment is not a game for the rich, like the steel trade mortgage assets, like changing the loan, the bank bailout of the machine does not take advantage of securitization, to meet the channel costs, benefits and risks for sale, after all find a place to cry.

Financial and Internet era, the wool in pigs, to meet the needs of home buyers mortgage, it is important for investors to buy mortgage assets securitized products in the future, not Joe Smith from mortgage banking, and John Doe from next door.

Just need to buy a house, high net worth people to buy mortgage backed securities, the peace of the world.


The author is a famous chinese mold manufacturer, as a representative of all injection molding china manufacturing industries do not want Chinese real estate continues to rise, but now does not seem to rise is impossible.

2014年7月27日星期日

the gap in china between rich and poor

Have to saying that men fear into the wrong line, it can be said that good work as a good choice, to choose in the China should choose real estate.
In addition to corruption, the real estate is made too much of the rich.
Now prices are in decline, but we don't want to fall too much, the core national interests in real estate, countries just don't want him to rise too much, a severe form of China manufacturing current forced the government wants a lot of money rotary stock market. See the following article you'll see what is the root problem of gap between rich and poor Chinese?
------------------------------------------------------------------------------------------------------------------
Chinese top 1% family occupies more than 1/3 of the national property
The report points out, China property inequality: the Gini coefficient increased rapidly in 1995 China's property for 0.452002 years to 0.552012 years China family net assets of the Gini coefficient reached 0.73, the top 1% of the family occupies more than 1/3 of the national property, the bottom of the 25% family owned property amount to only about 1%.
China wealth inequality is obviously higher than that of income inequality. Urban-rural differences and regional differences and other structural factors are important reasons China property is not equal. There are two features in the family hierarchy property inequality and changes: first, have a family member working in the system of family property is significantly higher than that in the system of family, work within the system of family property growth rate was significantly higher than outside the system of family, this will cause the system inside and outside the family property disparity further expand. Two, middle income family property growth range is large, and the low income and high income family property growth rate is relatively small.
The most important part of real estate is still China's urban family property
The current real estate is the most important part of China's urban family property, accounting for the urban family property proportional median at about 80%, which is closely related with the recent rapid increases in prices; in rural areas, real estate accounted for the proportion of the median family property at around 60%, lower than that of urban families, the main reason is the rural housing to built home, the land cost is very low, real estate prices lower. On the macro level, the more developed the per capita GDP is high, economic area, real estate accounted for a higher proportion of family property. At the family level, the higher the income of the median family, real estate accounted for the proportion of family property is high; the total assets of the family more families, the median housing accounted for the proportion of family property is also higher. If the house price income ratio to measure housing pressure, compared with rural areas, China's urban family housing price income ratio is relatively high, the housing burden heavier. In the town of family, family members for commercial, service industry workers family housing price income ratio is highest, and in the professional and technical personnel and state organs / position occupation and income status higher Party Organization / enterprise / institutions responsible person, the family house price to income ratio is relatively low, relatively small housing burden. In addition, there is the housing difficulties of urban households and the housing price to income ratio is higher than that of no housing difficulties of urban households.
Therefore, the real estate to the national economy drag does not break down, economy is not good, including all China our manufacturing plastic mold and injection molding company. The gap between rich and poor will continue, poor family will only be more poor, poorer!
Injection Molding China Companies