2020年8月31日星期一

Why do young people prefer to lose their jobs to work in factories?

 Don't want to work in a factory? The reason is realistic!

Now many young people don't want to go to the factory as assembly line workers. In recent years, it seems that in many southern Chinese enterprises have a similar situation, on the one hand, many people can not find jobs, on the other hand, many enterprises can not find workers. What the hell is going on in such a situation?



 Remember a decade or two ago, many rural and county friends want to go to the south to work, because in their hometown, whether farming or working, the income is very low, every month food, clothing, housing and transportation basically can not save any money. But with the rising cost of labor in recent years, people who have been working in factories are now reluctant to go, especially in the 80s and 90s, because in the 80s and 90s there is a big difference between working and living, and their parents.



 Because after 60,70 working people always feel that wandering outside is to earn money, after earning money will go home to build a house, after buying a house will also live in the old home. But now the new generation after 80,90 into the factory to work, the main purpose may be just to long experience, or love, find a wife. I feel good under the circumstances, want to work in this city to buy a house to marry, also settled down, it can buy a house to marry, basically also do not want to go back home.

So after 80, after 90 young friends often have higher requirements for wage income, if the salary is too low, and there is no prospect of development, their own mortgage may not be enough, so it is difficult to survive in this city. In this way, the invisible also raised the bottom line of their living standards a lot, not like their parents just to earn money, get the money back home life.


So when the older generation of migrant workers are getting older, the number of young migrant workers is much smaller and the wage requirements are much higher. So for some small and medium-sized enterprises, employers have encountered a very embarrassing situation, giving less money will be very difficult to recruit workers, if the money is more, perhaps their own profits should be paid to send out. And for ordinary workers, often not stable income and social security payments. So more and more young friends would rather try to be a private household, from the media, do not want to work in the factory, it is easy to appear that the boss open wages but not recruit people, and now many young friends do not want to go out to work, there is a shortage of workers, while employment is difficult.


If you go to work in a unit and the boss can't buy a house in this city for a lifetime, the attraction of this kind of work is really very low. After all, most of the jobs in today's society are unstable. If the return on labor is disproportionate, it is difficult for bosses and employees to match together. Perhaps this is also a way to regulate the distribution of domestic labor, the future of flexible employment, freelance workers will be more and more.

 Now many private companies, including the plastic molding industry, are difficult, not for employees to afford a house, but for bosses. Several of our mold manufacturing friends have not survived 2020, China, the United States, the world is difficult.

 2020 is a disaster-prone year.

2020年8月30日星期日

TikTok won't allow sell it

 The company is concerned that on August 28, the Ministry of Commerce and the Ministry of Science and Technology jointly announced the "Notice on Adjustment and Release lt; China's Catalogue of Export-restrictive Technologies & gt;", and that the company will strictly abide by the Regulations of the People's Republic of China on the Administration of Technology Import and Export and the" Catalogue of China's Export-restrictive Technologies "to deal with the related business of technology export. Why does byte beat make this statement? What happened back there?



China's Catalogue of Export-restrictive Technologies

On August 28, the Ministry of Commerce and the Ministry of Science and Technology adjusted and issued the Catalogue of China's Export-restrictive Technology (Ministry of Commerce Ministry of Science and Technology Proclamation No .38 of 2020, hereinafter referred to as the Catalogue).
 The adjustment of the catalog has sought the views of relevant departments, trade associations, industry-academia and the public, involving a total of 53 technical items: one is to delete four technical items that prohibit exports; the other is to delete five technical items that restrict exports; the third is to add 23 technical items that restrict exports; and the fourth is to modify the control points and technical parameters of 21 technical items.
 In accordance with the Regulations of the People's Republic of China on the Administration of Technology Import and Export, any transfer of technology abroad, whether by trade or investment or by other means, must strictly abide by the provisions of the Regulations of the People's Republic of China on the Administration of Technology Import and Export, in which restricted technology exports must apply to the competent department of commerce at the provincial level for a technology export license, and only after obtaining approval can substantive negotiations be conducted and technology export contracts signed.

I. What are the background and main considerations for the adjustment of the Catalogue?

 In accordance with the Regulations of the People's Republic of China on the Administration of Technology Import and Export, the Ministry of Commerce, together with the Ministry of Science and Technology, has formulated, adjusted and published a catalog of technologies that prohibit or restrict exports, the main purpose of which is to standardize the administration of technology exports, promote scientific and technological progress and foreign economic and technological cooperation, and safeguard national economic security. The last revision of the Catalogue was in 2008, more than a decade ago. With the rapid development of science and technology and the continuous improvement of China's scientific and technological strength and industrial competitiveness, it is imperative to adjust the catalog in time according to international practice. The adjustment removed four items of prohibited technology and adjusted the content of restricted technology.
 The Chinese government has always adhered to openness to promote development, to open cooperation in innovation, to create a good environment for scientific and technological innovation and international cooperation, and to promote the free flow of technological innovation elements. Since the 18th National Congress of the Party, China's technology trade has developed steadily and rapidly. According to the Ministry of Commerce, in 2013, China's technology export contract amount was $20 billion, less than half of the import contract amount; in 2019, the technology export contract amount was $32.1 billion, which was basically close to the import contract amount. Technology export not only optimizes China's export structure but also promote the industrial upgrading and economic development of related trading partners. In the future, we will further strengthen technical trade cooperation with countries around the world, continuously optimize the business environment of technology trade, and promote the healthy, orderly and sustainable development of China's technology trade.

What are the main contents of this catalog adjustment?


 The adjustment has sought the views of the relevant departments, trade associations, industry-academia and the public, involving 53 technical items:
 One is to delete microbial fertilizer technology, caffeine production technology, riboflavin production technology, vitamin fermentation technology and other four prohibited export technical items.
 The second is to delete five technical items that restrict export, such as Newcastle disease vaccine technology, natural drug production technology, functional polymer material preparation and processing technology, chemical synthesis and semi-synthetic drug production technology, and information security firewall software technology.
 Third, the new agricultural wild plant artificial breeding technology, cashmere goat breeding and variety cultivation technology, space material production technology, large-scale high-speed wind tunnel design and construction technology, aerospace bearing technology, laser technology and other 23 technical items restricting exports.
 Fourth, the control points and technical parameters of 21 technical items have been modified, involving the fields of crop breeding technology, aquatic germplasm breeding technology, chemical raw material production technology, biological pesticide production technology, spacecraft measurement and control technology, spatial data transmission technology, cartographic technology, information processing technology, vacuum technology and so on.


Authoritative experts selling TikTok U.S. business


 After the Ministry of Commerce and the Ministry of Science and Technology adjusted the release of China's export-restrictive technology catalog, it undoubtedly put a brake on TikTok sales.
 The notification adjustment means that if the byte runout requires the export of relevant technology, the licensing procedure should be carried out first.

Over the past month, a number of u.s. technology companies have shown strong interest in the acquisition of TikTok, including social platform twitter, streaming media giant Netflix、 asset management company Centricus and Triller have all been exposed to being in talks with byte beat about the acquisition business. Of all the potential buyers, Microsoft was an earlier firm.
 As a matter of fact, buying TikTok is not an easy thing. To buy TikTok u.s. business isn't just to buy TikTok u.s. employees, servers and office buildings.

 A number of comments pointed out that the most valuable TikTok is the personalized recommendation algorithm that supports its operation, which has recently been included in the Ministry of Commerce's China Export Ban Export restriction Technology catalog.

CNMOULDING NOTE: the global economy is the trend of world development, unilateralism will inevitably cause resistance.

2020年8月28日星期五

China's harshest warning! The Dongfeng missile shows the carrier's killer in the South China Sea

 U.S. Defense Department officials told Reuters, Bloomberg,26, China launched four medium-range ballistic missiles, hit a region in the South China Sea between Hainan Island and the Xisha Islands.

 Earlier, Hong Kong's South China Morning Post quoted close to the PLA reported that the PLA 26 from the direction of Qinghai launched Dongfeng-26 B ballistic missiles, from Zhejiang launched Dongfeng-21 D ballistic missiles, hit the target in the South China Sea.

 U.S. media believe that Dongfeng-21 D and Dongfeng-26 have anti-aircraft carrier capabilities, including Dongfeng-26 B can hit U.S. naval targets 4000 kilometers away.

 A day after a U.S. U-2 reconnaissance aircraft broke into the no-fly zone over live-fire drills in the northern war zone of the Chinese People's Liberation Army, foreign media reported for the first time that China had launched a Dongfeng-26 ballistic missile at sea.



 This news is too shocking, different Dongfeng missiles from different directions anti-ship live ammunition target, a hit is true "Dongfeng roar, the earth will shake three shaking ".

 This launch is different from last year's five "Lianzhu Gun" launch, which can be called "left and right bow ", more irresistible super powerful. It shows that our rocket army's multi-position, multi-direction, multi-ballistic, multi-bounce anti-ship ballistic missile "must kill" ability, extremely shocking!

On the morning of the 26th, the two-back-ship ballistic missile live-fire drill was the most powerful response to the United States' recent policy of extreme provocation.

 It can be predicted that the fight against an anti-ship ballistic missile strike will be one of the most important topics in the future of the United States Navy, and a bad solution means the end of American maritime hegemony!



 More importantly, the existing U.S. interceptors can no longer intercept Dongfeng missiles.

 Because the easterly anti-carrier has a non-interceptable trajectory The target vessel set fire to the sky

 The launch position and attack direction are very clever, if the missile launched by the two positions is changed, the meaning behind it is self-evident. This test shot shows that we can attack from different positions in different directions, but also to the same target.

 Especially from the Zhejiang direction of the launch of Dongfeng 21 D, across the region, spanning nearly 2000 kilometers, showing our army's strong detection, detection, positioning, guidance and strike capabilities, people who know the line extremely shocked, this ability is too powerful.

 Although the distance between the four missiles and the target is not the same, the process is the long distance to shoot, close to the rear, to ensure that the two missiles at the same time to reach the target, showing superb combat skills and scientific and technological level, to ensure that a blow must be killed.



 Missiles in different directions reach the target at the same time, and the direction is different, so the target is more difficult to avoid the missile attack. Such a fierce attack in different directions, different trajectory, different directions, different types of bombs, different signals displayed on the radar, can lead to the target interception system completely collapse, at a loss, completely paralyzed.

Dongfeng anti-aircraft carrier has non-interceptable ballistic characteristics

 America's many-year-old interceptors have lost hundreds of billions of dollars in investment.



 The United States has invested heavily in intercepting ballistic missiles, benefiting arms companies, but with limited success.

 In fact, there are smart people in the United States, such as Rand Corporation, the president of the United States and the military's imperial think tank, many of the research results are directly applied to decision-making, the United States President and the military has a.

 After repeated calculations and detailed analysis of Dongfeng anti-aircraft carrier technology, Rand believes that although American anti-missile technology has made great progress, China's Dongfeng anti-ship ballistic missile penetration technology has also developed to a new stage. In particular, the use of special means of penetration makes anti-missile interception almost impossible.


In recent years, in order to campaign to provoke China, transfer internal contradictions, stir up the national sentiment. The good impression of the United States has been shattered by many Chinese. It's a pity and a sad thing to say

2020年8月27日星期四

"The hardest job season ever "! State-owned banks magnify their efforts

  This year, the number of ordinary college graduates reached 8.74 million, a record high. At the same time, affected by the superposition of the new crown pneumonia epidemic, graduates will be more difficult to seek employment, the employment situation is more complex and severe. For many schools, the "99% employment rate "figure is hard to keep.

 In order to respond positively to the national "six stability" and "six guarantees" policy call, this year the state-owned banks are actively expanding recruitment, ICBC, CCB, Bank of China this year plans to recruit a total of 44000 people, autumn campus recruitment ahead of previous years. The little friend took a look.



ICBC campus recruitment scale reached 18000 people ICBC announced a few days ago, 

in order to respond positively to the national "six" six guarantees "policy call, this year campus recruitment scale reached 18000 people. 2021 graduates and 2020 college graduates who have not implemented the work due to the impact of the epidemic can participate in this year's enrollment.

 The recruitment agencies include 38 first-level (directly affiliated) branches,15 directly affiliated institutions, profit centers and 7 integrated subsidiaries of ICBC.

 Go north to Guangshen, including 900 people in Beijing Branch,880 in Shanghai Branch,1000 in Guangdong Branch and 450 in Shenzhen Branch. Among the subsidiaries, ICBC recruited 80 people, including investment research, marketing, risk management and other lines; ICBC Technology recruited 47 people, ICBC AXA Life recruitment 115 people.

 Recruitment positions include ITP overseas talent program, star management program, professional talent program, science and technology elite program, account manager position, customer service manager position, service representative position.

China Construction Bank has expanded recruitment to more than 16000 people

August 20, China Construction Bank announced the launch of campus recruitment, campus recruitment scale expanded to more than 16000 people! And like ICBC,2020,2021 graduates, can sign up.

CCB headquarters plans to recruit 200 people, Beijing Branch 500, Shanghai Branch 280, Shenzhen Branch 350, Guangdong Branch 1200, Zhejiang Branch 1000, Jiangsu Branch 1000.
 In order to give fresh graduates more opportunities to apply, banks are usually allowed to apply for multiple positions. The above-mentioned CCB recruitment this year, each applicant can fill in a maximum of two volunteers, before the deadline for registration can be modified twice, adjust the order of volunteers is also a revision. Please choose to volunteer according to recruitment needs and personal circumstances. Voluntary selection and order are very important, please consider carefully. Registration deadline is 24:00 on October 8,2020

 Bank of China recruitment scale 10,000

Boc said it had recruited more than 10,000 jobs this time, up more than 15% from the previous year. The recruitment agencies include the head office,6 directly affiliated organizations,31 audit branches,36 domestic first-level branches,1 directly affiliated branch,4 Hong Kong, Macao, Taiwan and overseas institutions,11 integrated operating companies, etc.v

 In this recruitment, the Bank of China, for the 2020 graduates who have not yet achieved their first employment, simultaneously launched the "stable employment" special recruitment, which was received by the domestic organizations involved in the recruitment, and the entry time was up to December 31,2020.
 In addition, in order to actively assume social responsibility and transfer the power of love with practical actions, the Bank of China, in this recruitment, simultaneously launched the "special recruitment of children of first-line medical staff in the prevention and control of the new crown pneumonia epidemic situation ", which was received by the agencies involved. Applicants who are children of "anti-epidemic" medical staff should select and fill in the relevant information items in the registration system and provide the necessary supporting materials.

 What is the treatment of state-owned banks?

Four major banks 2019 annual report statistics, a total of 1.56 million employees. From the annual report disclosed by each bank, through the specific accounting items, we can roughly judge the employee compensation and welfare of each bank.
 By using the formula of "total current salary = paid to employees and cash payments to employees at the end of the period-early pay to employees ", the annual salary paid by each bank is roughly calculated, and then the average income is calculated according to the number of employees disclosed. Of course, many grassroots employees may feel equal.
 At the same time, due to the different caliber of the bank's annual report, the statistics of the number of employees and salary income will deviate, but it can roughly reflect the salary level of each bank.
 According to fund gentleman statistics, last year's agricultural bank and industrial and commercial bank monthly salary bottom, respectively is 22300 yuan,23800 yuan, postal savings bank, bank of china, construction bank also ranks low, monthly salary is less than 26000 yuan.

The employment situation of 8.74 million graduates

People's University of China's China Institute of Employment and Zhaopin recruitment released the "Job Market for College graduates under the impact of the epidemic 2020 College Student Employment report" shows that about 55.2% of graduates who still have not received an offer;15.8% have received one offer;12.1% graduate has received two offers;8.5% graduates have received three offers.
 The 2020 College Student Employment Report also shows that, under the combined impact of the new crown pneumonia epidemic and economic downward pressure, the number of college students' recruitment demand decreased by 16.77 percent this quarter compared with the same period last year, but the number of job applications increased by 69.82 percent.

Many of our partners in mold making and plastic injection molding companies have closed down this year.
 Those who can live and can not continue to recruit new employees. So now the employment problem can only be solved by state-owned large enterprises.

2020年8月23日星期日

US Federal Reserve debt "explosive" growth!

 The latest report shows that as of June, the world's central banks over the past 25 months, the net reduction of U.S. debt for 22 months, total sales of $1.1 trillion.


 Seventy-one percent of US debt issued in 2019 will expire in less than 12 months, with the Fed's balance sheet exploding.

You know, in the past 36 working days, the U.S. Treasury and the Federal Reserve have put more than $14 trillion in liquidity and economic stimulus into the market.

 The report shows that the U.S. financial system has $81 trillion in debt. Analysts said the balance sheet would expand to 20 trillion by 2028 at current printing rates.

After spending $3 trillion in the second quarter of this year, the Treasury is also expected to issue another $2 trillion in debt by November 2020, but this may be the beginning of a radical expansion of the balance sheet, and the Fed is more likely to continue to inject a lot of liquidity at the right time.

 Markets generally believe that in this context, the Fed can not find another way to save their own economy, so the dollar is likely to enter a weak cycle in the next two to three years.


China sends new signals in the international gold market.

 According to the World Gold Association, after the "pandemic ", RMB gold more than most of the assets have a more value-preserving function, during this period RMB gold rose 3.4 percent, but other assets declined.

 Gold is more popular. According to the World Gold Association, the world's central bank bought 181 tons of gold in the first half of 2020, and the world's central bank bought 650 tons of gold in 2019, the dollar linked to gold.

 This shows that gold still plays a role in the global monetary and financial system. That's why the dollar was tied to gold more than 40 years ago.

It is worth mentioning that 10 European and emerging market countries, including Germany, Russia, Turkey, Hungary, the Netherlands, Belgium, Switzerland, Venezuela, Austria and France, announced or planned to ship gold

 For more than four months, Poland, Slovakia, Italy and Romania have joined the ranks of four European countries, and in November Poland carried out top-secret operations, airlifting 8000 gold bars from offshore vaults such as the fed and the bank of England.


2020年8月21日星期五

Will the United States squeeze China out of the global settlement system to isolate China's finances?

  The next battleground for u.s.-china rivalry could be financed. Concerns have been raised about whether u. s.will kick China out of the global interbank financial telecommunications association (SWIFT) system, which it is estimated would exclude china from u. s.dollar system and sever ties between Chinese financial institutions and the global financial system. Chinese officials and economists worry about China becoming a financial island.

 Washington has taken a number of steps in the financial sector, including proposing to drive Chinese companies that do not meet U.S. accounting standards out of the U.S. stock market and strengthen scrutiny of investments from China.


 United States dollar settlement system

   Almost all the world's financial institutions have access to the SWIFT system, through which they can trade with banks in other countries. At present, most international cross-border transactions are settled in dollars, which is one of the basic systems to support the dollar's anchoring role in international trade and investment.
 While the Belgian-based SWIFT is an international cooperation organization governed by EU law, the United States has an important influence on SWIFT because of its dominant position in the settlement of dollars. The association restricted financial transactions with North Korea and Iran after the U.S. announced financial sanctions.
 all state-owned commercial banks in China have joined the SWIFT system, which means that once subject to u.s. financial sanctions, SWIFT may exclude these institutions, causing china to be unable to settle dollar transactions anywhere in the world.
 If the United States excludes China SWIFT, China may lose $300 billion in trade, more than $90 billion in foreign direct investment and $80 billion in foreign direct investment each year.
 The risk of US sanctions is not remote. The Trump administration has previously announced it will punish individuals involved in undermining Hong Kong's autonomy and Chinese financial institutions that continue to do business with them.
 For Hong Kong, the most serious consequence is the loss of its status as an international financial center, as Hong Kong's financial institutions will not be able to obtain dollars. Affected by the ban, Chinese banks in Hong Kong have reportedly become wary of handling the operations of sanctioned officials.
 The focus is on whether the sanctions will escalate.

 RMB internationalization

    Although economists have repeatedly argued that the risk of cutting China off from SWIFT in the United States is low, Chinese officials and research institutions continue to discuss potential consequences and what China can do to reduce risk.
 China can adopt the format of reference SWIFT to promote the use of an independent message system between the mainland and Hong Kong and Macao and promulgate China's "blocking Law ", which does not recognize the applicability of American law to enterprises in other countries.
 These misgivings have prompted Beijing to renew its call for greater global influence on the yuan and less reliance on the dollar. Some economists have even proposed that China settle in renminbi after the introduction of the new crown vaccine and consider using the digital renminbi to bypass the dollar.
 The People's Bank of China last month urged financial institutions to expand cross-border use of the renminbi. Yi Gang, governor of the central bank, said the current momentum of RMB internationalization was good, with RMB cross-border receipts and payments equivalent to $12.7 trillion in the first half of the year, an increase of 36.7 percent over the same period last year.
 Recently, Beijing and Moscow have also formed partnerships to reduce their dependence on the dollar. For the first time in the first quarter of 2020, the use of dollars in bilateral trade between China and Russia fell below 50 percent, with RMB and rouble trading accounting for 24 percent, according to Russian government data.
 And most experts say u.s. is unlikely to drive china out of the dollar altogether, as it does with North Korea and Iran, a move that could pose a risk to u.s. and the global economy, but the possibility of precise sanctions against individual Chinese financial institutions is rising.

 This topic is closely related to all our Chinese manufacturers. This includes a large number of mold companies and plastic injection products companies. I don't know how we should accept payment from customers if the United States kicks us out of the settlement system.

2020年8月16日星期日

Chinese new crown vaccine patent approved

 China military Network released, the Academy of Military Sciences Academy of military Medicine Chen Wei led the scientific research team, successfully developed a recombinant new crown vaccine, and was approved on March 16 to launch a clinical trial.

 From this, the new crown vaccine patent approved, is the previous Chen Wei academician team developed the adenovirus vector vaccine (Ad5-nCoV vaccine).

According to the patent summary, the invention provides a new coronavirus vaccine with human type 5 replication defect adenovirus as a carrier.

 The vaccine has good immunogenicity in mouse and guinea pig models and can induce strong cellular and humoral immune responses in a short period of time.

 In addition, the preparation of the vaccine is rapid and simple, and large-scale production can be realized in the short term to deal with sudden outbreaks.

Since January 31,2020, the disease caused by new coronavirus infection has been listed by the World Health Organization as a "public health emergency of international concern ". The international community and countries all over the world are encouraging the development of new coronavirus vaccines for prevention.

 The guiding principles are clear. In order to speed up the development and marketing of the new crown vaccine, phase III clinical trials are allowed before determining the most appropriate immunization procedures and doses. Consideration can be given to changing immunization procedures (such as increasing doses) during phase III clinical trials or optimizing them after listing.

 The protective efficacy of the new crown vaccine should be evaluated by the phase III clinical protection efficacy test. At the same time, the safety risk of vaccine products and the risk of vaccination should be evaluated.

 In addition, the safety and clinical protection of the market, the safety and clinical protection effect should be observed in the case of large-scale inoculation, and the protection persistence should be studied.

Project leader

 Back to the project leader —— academician Chen Wei.

 CNMOULDING thanks to those who pay tribute to human health, they will always be remembered.

According to public information, Chen Wei was born in February 1966, an expert in biosafety, academician of the Chinese Academy of Engineering, director and researcher of the Institute of Bioengineering of the Academy of Military Medicine of the Chinese people's Liberation Army, professional and technical level 5, and major general rank.

 She not only made a contribution to SARS but also went to Africa to fight Ebola in 2014, the prototype of Dr. Chen in Wolf Warriors 2.

 January 26 this year, the second lunar year, Chen Wei led the expert group stationed in Wuhan.

 Two days later, on January 28, a new coronavirus nucleic acid detection kit developed by the military Medical Research Institute and local companies was approved by the State Drug Administration to obtain a medical device registration certificate.

 On January 30, the emergency tent mobile testing laboratory of the Academy of Military Sciences began to operate, and the detection time of nucleic acid was greatly shortened and the diagnosis speed was accelerated by using the self-developed detection kit and the automatic nucleic acid extraction technology.

 On March 16, the recombinant new crown vaccine developed by Chen Wei academician team passed the clinical study registration review and was approved to enter the clinical trial at 20.18 on the same day.

 The first 108 volunteers have been vaccinated since March 16. Subsequently, they were arranged to live in Wuhan Secret Service Center centralized isolation observation.

 It is worth saying that academician Chen Wei was the first person to be vaccinated.

 August 11, according to CCTV military reports, Chen Wei won the "people's hero" national honorary title. For the fight against the epidemic, she led the team to develop a recombinant new crown vaccine, in the domestic and international first into the I phase, phase II clinical trials, to verify the safety and immunogenicity of the vaccine.

2020年8月14日星期五

China's four major first-tier cities, how much monthly income, can be counted as the middle class?

 First, Let's look at the number of the total working population in our country. According to the 2018 statistics, Of our more than 1.4 billion people, A total of 775 million belong to the working population. The rest of the population, are the elderly, children and students. Of the nearly 780 million working people, According to the 2018 statistics, With a monthly income of less than 2,000 yuan, About 38%, These people basically live in rural and small towns in the Midwest. With a monthly income of 2,000 to 5,000 yuan, About 46%, Almost half of the working population (over 300 million), Belong to the main force.

 It reflects the proportion of each class, which belongs to the standard working-class and basically lives in the second, third and fourth-tier cities. People with a monthly income of 5000 yuan to 10,000 yuan account for about 13% of the total working population. As for the monthly income of more than 10,000 yuan, the proportion is not large, basically living in major cities. According to the wage standard of 2018, the average annual salary of non-private units in cities and towns in China is 82461 yuan, and the average monthly salary is 6871 yuan. The average social wage of urban private units is 49575 yuan, and the average monthly wage is 4131 yuan. In fact, because each city's economic strength gap is very big, each city's salary treatment also has the obvious disparity.

North Guangzhou and Shenzhen four major first-tier cities pay relatively high. Taking the most economically powerful Shanghai as an example, in 2018, the average wage in Shanghai was 7892 yuan. If the income in Shanghai is more than ten thousand, it has exceeded the average of Shanghai. So, the monthly income of more than 10,000 yuan, has entered the middle-class family? Seriously, if only a monthly income of ten thousand, can not enter the middle class, because mainly depends on their place of residence. The level of the city is different, and the monthly living expenses are different. For example, in an ordinary county may be a more prosperous township, a monthly income of more than 10,000 yuan, absolutely belongs to high-income people.

 In the case of a general salary of two or three thousand yuan, he is definitely a middle class. For another city, for example, in the four first-tier cities north of Guangzhou and Shenzhen, the monthly income is more than 10,000 yuan, excluding all kinds of living expenses, in fact, there is no much money left, the quality of life and the third and fourth-tier cities monthly income of four or five thousand groups. Of the 775 million working population in China, the group with a monthly income of more than 10,000 yuan shall not exceed 70 million people, in other words, not more than 10. In fact, these groups are not all middle class, because the actual situation of each family is different. For example, in the north of Guangzhou and Shenzhen and other major cities, only housing loans accounted for a large proportion. Plus other living expenses, even with a higher household income, there is not much left every month.

For most families, there is a common problem, that is, very poor risk resistance. In the event of major accidents, such as business funds freeze, family members seriously ill and so on, the family will immediately fall into trouble. For a middle class, it requires at least hundreds of thousands to millions of activity funds. Once a variety of special circumstances can support a relatively long time. Even in the event of a major change, it will not be beaten back to its original form. Such situations abound, such as families that seem to be rich, facing a sudden major disease that is enough to destroy a family.

 The biggest way for a family is to sell a house. For a family, it is bound to face loans such as mortgages, car loans, business investments, and children's education and living expenses. After these expenses are eliminated, how much money can be left each month is key. Seriously, monthly gross income, a minimum balance of 30% to 40%, is the standard for the middle class. According to the above question, we set a series of standards for the middle class: first, to own their own houses and vehicles, and more than one or one. Second, households have a minimum of hundreds of thousands to millions of reserves to cope with risks and problems.

Third, each month can balance a considerable part of the income, further enrich the household reserve. Fourth, have higher income work or channel. More than 10 years ago, the author was in college. At that time, the author waited for several students in the restaurant, and the two sisters at the next table were chatting. A woman said ," my minimum monthly expenses need 10,000," at that time, the author a face disdain, feel the elder sister deliberately brag. In retrospect, the woman was telling the truth and was the price standard at that time. By the author's side, several families spend between 10,000 and 20,000 a month, or even 20,000,30,000, or more.

 Seriously, in ordinary second-tier cities, the author thinks that the minimum monthly income of families is more than 30,000 yuan, which is the entry standard for the middle class. Because the author has similar families, living expenses and various loans, it takes nearly 20,000 or more a month. In other words, households that earn between 300,000 and 500,000 a year have just been pushed into the middle class. An annual income of 500000 to 1 million families, risk resistance will be greatly enhanced. At this stage, people will begin to consider the education of children, interest training, school district housing replacement, vehicle replacement, career development and so on. Of course, this is the second-tier city standard of the author's life.

If it is in the north of Guangzhou-Shenzhen four major cities, the standard must be greatly improved. One of the author's college classmates worked and settled in Shanghai, working in a foreign company for himself and his wife, with a monthly total household income of about 60,000. In terms of numbers, it's very good. However, every month apart from all kinds of expenses, the day is still tight. According to the students themselves, they belong to the bottom, the most low level. In other words, according to the description of students, in the north of Guangzhou and Shenzhen and other four cities, monthly income of more than 100000 or annual income of more than 1 million, only to enter the entry-level of middle-class families.

 Although this is a classmate's husband and wife's words, CNmoulding feeling is not excessive, relatively close to the real level. After all, it's all about spending, it's a huge number (second-tier cities cost 20,000 a month). Finally, the author and everyone talk about class or circle, not a circle do not squeeze, the author's relatives live in Beijing, the family level is the middle or upper level. The author once asked, why not go further? Relatives answer: live very tired, and the child will be obviously inferiority complex.

2020年8月11日星期二

5.4% Real growth in foreign investment in Shanghai in the first half year

 Shanghai is in the spotlight



The World Bank reports that China's ranking in Doing Business jumped from 78th in 2018 to 31st in 2020, Shanghai with 55% weight to help China's business environment to reach the world's frontier level. On the same day, The Shanghai municipal government announced, Under the influence of the new crown pneumonia, In the first half of Shanghai, foreign capital was 10.28 billion US dollars, an increase of 5.4% over the same period last year; New multinational regional headquarters 26, R & D center 10, The cumulative number of 746 and 471 respectively.

 What is the magic of this fashionable and modern "magic capital" to keep foreign investment in China and "increase" China?

 The world's most fascinating supermarket 

Four months ago, on March 24, people lined up shopping in an orderly manner wearing masks and medical gloves at an open-market member shop in the outer ring of Minhang District, Shanghai. A car of goods at the cashier checkout, the unit price of almost 1000 yuan a single. The supermarket can buy the world-famous Burberry windbreaker and a bottle of Moutai wine.
 Shopping here, you need to pay 299 yuan a year membership fee. And the goods here from food to daily consumer goods, almost all imported goods, relative to large supermarkets, the price is not cheap. The supermarket, which opened in Shanghai for less than a year, has 200,000 members, according to fourth-quarter earnings.
 Also on March 24, the Sam member store, a high-end membership store owned by Wal-Mart, the world's top 500, announced that it would open a flagship store in Shanghai and is expected to open within 2021. This is also Sam's third shop in Shanghai. The flagship store is located in Waigaoqiao New Development Park, Shanghai Free Trade Test Zone. It will be Sam's largest single-family building in China, with a total building capacity of about 70,000 square meters. It includes the largest single-story Sam's shop in China and service areas covering catering, entertainment, life and education, as well as intelligent parking lots with more than 1100 parking spaces.
 By the end of 2022, Sam will have 40-45 stores in China and are building.
 The epidemic can not stop foreign giants from increasing China's determination. During the epidemic period," increase "the Chinese market, as well as IKEA. In 2020, IKEA China has implemented an investment of 10 billion yuan. Ikea's China president, Anna Kureka, even cares about "China's urbanization," noting that China's per capita disposable income is increasing. March 1, IKEA China's first small store IKEA home Yangpu shopping mall officially opened, a total area of about 8500 square meters.
 Recently, in addition to Wal-Mart, including Al Jian, Mitsubishi, Ford and other top 500 foreign companies in the world have said they will continue to expand investment in Shanghai.

 Do business in Shanghai to reassure foreign investors

Recently, A total of 54 foreign-funded projects with a total investment of more than $8 billion were signed centrally in Shanghai. Among them, Fifteen projects involved new infrastructure,10 projects invested more than $100 million, and three projects came from the top 500 companies in the world. Shanghai has always been a hot land and high ground for foreign investment, Almost 60,000 foreign-funded enterprises contribute more than a quarter of the region's gross domestic product (GDP), more than a third of taxes, about two-thirds of imports and exports and industrial output value above scale, and one-fifth of the employment.
 On April 10, Shanghai implemented the "Opinions of the State Council on Further Making Use of Foreign Capital "(hereinafter referred to as" the New Deal for Foreign Investment ") according to the idea of "adding, refining, implementing and emphasizing one piece ", including 24 measures in four aspects, with full gold content. Focusing on the convenience of investment, Shanghai's new foreign investment policy has introduced three aspects, including supporting the convenience of cross-border capital investment, optimizing the processing process for foreigners to come to China and optimizing the approval of land for project planning, which not only simplifies the specific processing process but also reflects the innovation and breakthrough of the policy.
 On July 28, Dyson received a "puffy" verdict. For a group of suspects who hired professional and technical personnel to disassemble and analyze, develop and produce fake Dyson hairdryer assembly line and sell fake goods to many provinces and cities throughout the country, the Shanghai Pudong New area people's Court sentenced 35 defendants to a real penalty ranging from one year, six months to six years, with a total fine of 10.08 million yuan. Among them, the two principal offenders were sentenced to six and five years in prison, and fined 5 million yuan and 1.6 million yuan respectively.
 Guo Lang, president of Dyson's Greater China, said the ruling highlighted Shanghai's efforts to crack down on illegal and criminal activities and a high-quality legalized business environment," boosting our confidence in operating in China ".
  In the new policy of foreign capital, the related contents of intellectual property protection account for a certain proportion, including giving play to the important role of intellectual property judicial protection and perfecting the working mechanism of intellectual property protection. From the upgrade of the content of intellectual property protection in Shanghai's New deal on Foreign Investment, the protection of innovation and creation has become an important element of Shanghai's investment promotion.

 Shanghai is chosen to choose Shanghai as the mold and product production base


    Both domestic and foreign capital, CNMOULDING always position themselves in the position of "shop first ", to serve the initial heart of the enterprise, facing challenges again and again.
 The epidemic at the beginning of this year has had a great impact on the economy. CNMOULDING full coverage visits to the regional headquarters of a number of multinational corporations, more than 400 foreign-funded enterprises, combing and summarizing 553 problems, the problem-solving rate reached 98.7.
 We have held continuous meetings of design, assembly and injection molding departments to coordinate and solve the problems of poor logistics, difficult employment, insufficient protective equipment, and foreign medical treatment.

2020年8月10日星期一

SMIC 53 billion, research 5 nm、7nm chip technology

 China Chip Self-reliance

  Nowadays, when it comes to Chinese chip technology, many people will mention SMIC as a new chip processing enterprise in China. SMIC's size and market position can not be compared with TSMC and Samsung in South Korea.



 SMIC, however, is the most dependent enterprise on the development of domestic chips. Under the interference of the United States, TSMC can no longer cooperate with Huawei in chip supply, and SMIC has placed a large Huawei order at this juncture.

 This is also a major test of SMIC's international production capacity. Many people have questioned SMIC's ability to undertake, and SMIC has actually responded by investing 53 billion dollars to decide to study 5 and 7

  



As we all know, what SMIC is good at is the production process of 14 nanochips, which is also the type of chips urgently needed by the current Huawei. Even 5 nanometers of chips have been mass-produced and will update the technology of the chip market again.
 If only stay at the level of 14 nano-chip, Chinese enterprises will naturally be out of the market disadvantage position, in the long-term development considerations, SMIC international technology upgrading is imperative.

 Through this move, SMIC's position in the Chinese chip market has been raised again, and SMIC's value level in the stock market has also improved. Through this project, SMIC will achieve 7 nm of chips or even 5 nm of chips. Become Huawei and other domestic enterprises in the future rely on.


 Any manufacturing industry in China needs to be trained, from high-tech chip technology to high-precision plastic injection molding products production, technology needs to accumulate, the government needs support. Do not help until there is a problem, that is far from the advanced level of others.





2020年8月9日星期日

Internal circulation? let the annual salary of 1.6 million talented girls all sigh that the house price will change?

   Some graduate salary 4,000, some graduate annual salary 2 million...

 Recently, the Huawei "genius teenager" program has blown up a lot of people's circle of friends —— the specific content of this plan, is to provide excellent graduates with a maximum annual salary of 2 million yuan!

  Just graduated with a million annual salary really suck eyes, but really to get this money, or rely on real skills.

 Since December last year, three "talented teenagers" have been shortlisted by Huazhong University of Science and Technology alone.

 One of them is Yao Ting. She is also the only girl, starting salary of 1.56 million yuan a year.


 But Yao Ting said the following passage in the face of the interview:

 "Don't feel how,1.56 million annual salaries, in the housing price of 100,000 square meters in Shenzhen, feel very difficult to do something ."

 Of course, Yao Ting this sentence although looks a little pull hatred, but the intention may be modest. But the cabbage thought carefully, feeling that she is also quite reasonable.

Suppose you want to buy a 100 square meter house, the total price is about 10 million. Down payment 3 million, loan 7 million.

 Yao Ting earns 1.56 million a year, about a million, buy a 100 square meter house, three years to pay a down payment. It seems to be easy, but the monthly repayment of 45000 yuan, but also to consume at least a third of the monthly salary.

 That is to say, even if such a social elite, want to buy a very ordinary 100 square meters house in Shenzhen, also have to fight for more than 10 years. A little more comfortable, I am afraid I have to run for more than 20 years of struggle.

 Of course, the unit price of 10 yuan / square meter in Shenzhen is not so mainstream. That is the price-focused on by a million-year-old girl.

 Today with this story, pakchoi does not want to say Shenzhen's property market problem, but want to tell you, the house and house prices to young people how much pressure!

 Recent policy has a lot of news, but also conveyed some new signals against the property market.

 The contradiction between Internal Circulation Policy and House Price

 At the high-level meeting of the CPC Central Committee on July 31, the word "internal circulation" was again mentioned:

 Many of the problems we encounter are medium- and long-term, and we must understand them from the perspective of protracted war and speed up the formation of a new development pattern in which the domestic and international cycles are the main body and the domestic and international cycles promote each other.

 The so-called "inner cycle" is relative to the "outer cycle ". I believe everyone knows that the economic troika ——" investment, consumption, export ". The inner exit is the outer cycle, while the consumption is the inner cycle.

 The former global economy, a highly globalized economy, has a division of labor between countries, and we exchange needs through trade.

 But the current international situation "reverse globalization" trend is obvious, we have to reduce their foreign trade dependence. So we have to start the "inner loop ".

  The so-called internal circulation, that is, products from production to consumption are dependent on domestic. In vernacular, internal circulation is three words: self-production, self-marketing, self-use, increasing domestic demand, is the core of the internal circulation economy.

 However, the current domestic consumption environment is not very beneficial to the internal cycle.

 One of the biggest impacts is real estate.

 High house prices have wiped out many families'" six wallets ", making the savings rate continue to decline and debt continue to rise. The common people have no surplus grain, where there is money to support consumption?

 The Central Bank Survey Statistics Division previously released the 2019 China Urban Household assets and liabilities Survey disclosed that housing loans are the main components of household liabilities, accounting for 75.9% of the total household liabilities.

   If it comes to life, for the vast majority of households, this data also means that the bulk of income is firmly occupied by monthly payments, resulting in very little cash available.

 On the other hand, housing prices themselves hurt manufacturing.

 For example, assuming that the high-end manufacturing industry has a profit of 5% a year, but a year's profit of house prices can reach 10% or even 20%, do you think companies will engage in R & D or buy a house?

 Look at the companies that sell houses and turn losses. There are many realistic examples.

 Moreover, high house prices make companies have to pay higher wages to attract talent. This also directly caused the increase of manufacturing labor costs, preempting R & D and other funds, hindering the transformation and upgrading of the manufacturing industry.

 As a mold and injection molding company, we also feel that the house price is too high, the personnel can not stay, the enterprise simply can not improve their technical level.

The forum clearly stressed:" attach great importance to the new situation and new problems in the current real estate market, always tighten the string of real estate regulation and control ", and put forward "housing not speculation "," housing not stimulating "," prevent the flow of funds into the real estate market "," play the role of fiscal and taxation policy" and other means.


 But overall can see, property market policy is a word ——" steady ".

 In the inner cycle, not only the consumer end of the pull but also the industrial end. Real estate, as an important industry, is also very important for the driving role of the industrial chain.

 After all, the real estate industry is not a simple small industry, itself is a complex combination, construction projects led to the employment of migrant workers, land income led to local income, building materials supply and led to the development of related industries. Led a large number of job opportunities, but also produced a certain distribution of wealth.

 Lian Ping, chief economist and director of the research institute, pointed out that the inner cycle of real estate will play a more supportive role, first of all, because the real estate industry has a very important role in the development of the inner cycle. The future contribution of the real estate industry to GDP is obvious. The real estate industry has a great pull on consumption and investment, and the driving effect on other industries is also very obvious.

 According to estimates, usually real estate GDP for each additional unit can pull industry 0.4 units, financial industry 0.2 units, wholesale and retail 0.1 units.

 Secondly, new urbanization gives birth to new opportunities in the real estate market. In the next decade, the construction of the new urbanization is crucial to China's economic development. The future development of urban agglomeration and metropolitan area is relatively large, which will inevitably lead to greater demand growth in these regions, including real estate demand.

   Therefore, on the whole, real estate must restrain overheating, but not too cold; house prices must be reduced to a moderate level, so as to play its role in promoting and inhibiting the negative impact of its drag on the internal cycle.

2020年8月7日星期五

Life-saving medicine One 700,000 in China, only 205 yuan abroad

 A special lifesaving drug Only A $41 is sold abroad (about RMB 205)Domestic sales of 700000?

 Recently, a media release of "medicine" information has attracted wide attention. Hunan a baby boy who has just turned 1 year old is lying in the hospital for more than 9 months because of a rare disease," spinal muscular atrophy (SMA)", which is in urgent need of special medicine to save a life, and the special drug Gnostic sodium injection needs 700000 yuan. This puts ordinary boy families on the verge of despair.


What kind of medicine is this? Why is the gap so big at home and abroad?

In order to find out the domestic pricing of Gnostic sodium, a mother of Guangdong, Ms. Ouyang, submitted an application to the State Drug Administration for disclosure of information such as the pricing of Gnostic sodium. Another lawyer has also applied to the State Drug Administration for disclosure of relevant pricing information, in response to the lawyer, the Chinese Drug Administration said that the pricing of the drug is not within the scope of acceptance of the National Drug Administration, proposed to apply to the National Development and Reform Commission for information disclosure, but also said that drug pricing is a market behavior

What kind of medicine is noxynasheng sodium injection?

 Gnostic sodium injection (Nusinersen) is the first approved SMA treatment drug in the world. As of June 30, 2020, Gnostic sodium injection has been approved in 50 countries and regions and has been reimbursed in more than 40 countries and regions.

 According to experts, Gnostic sodium injection is an antisense nucleotide therapy for type 5 q spinal muscular atrophy in infants, children and adults, and is also the first imported drug approved for the treatment of spinal muscular atrophy in China. Doctors use intrathecal injection (through the lumbar puncture to inject drugs into the body) to give patients medication.

 Children need to use drugs as soon as possible after diagnosis:6 times in the first year,4 injections in the first 2 months, and 1 injection every 4 months. Some children in injection after medication, exercise ability has a certain degree of recovery. A 2-year-old 11-month-old boy in Hunan province began injecting the drug in May and has been injected four times. After treatment, the motor ability of Nono was recovered well. "It's certainly useful in treatment, but it does n' t completely reverse the condition ."

Why is the drug so expensive?

 Gnostic sodium injection was approved for import in 2019 and is not currently included in health. In China, the price per unit of the drug is 699700 yuan.

 According to the newly revised drug management law in 2019, the drug price is no longer priced by the government but mainly regulated by the market, which plays a role through centralized bidding and procurement of medical insurance. Song Hualin, vice president of Nankai University Law School and expert in drug law, said that the number of patients with rare diseases is small and there is clinical uncertainty, so the cost of drug development is high and the price of drugs is expensive. Individual pharmaceutical enterprises often get pricing advantage because of technology leading, which does not necessarily violate China's anti-monopoly law or drug regulatory laws and regulations. He believes that the deep reason why rare diseases often attract attention is that the types of rare diseases that can be covered by medical insurance are limited, and commercial medical insurance in China still needs to be improved at the present stage, and the medical needs of patients with rare diseases are difficult to fully meet.


According to the staff of the Office of Letters and visits of the State Medical Insurance Bureau, Gnostic sodium injection has been included in the medical insurance negotiation schedule since its domestic listing in 2019, and the state hopes to negotiate with relevant pharmaceutical enterprises to reduce the price of drugs. And then meet the needs of SMA patients.

 Is the price of Chinese patients expected to decline? 

Last year, the country began negotiations with pharmaceutical companies, by the expert group to study pricing, the specific pricing is not clear. But the inclusion of health care has not been discussed, because drug prices do not come, there is always no way to enter the health care catalog.

 Why can't pharmaceutical companies be included in health care without falling prices? The staff of the Office of Letters and visits of the State Medical Insurance Bureau further explained to reporters that the medical insurance catalog developed by the State Medical Insurance Bureau is applicable to all parts of the country, so it is necessary to ensure that the drugs entered into the medical insurance catalog can be used everywhere. "Once such rare drugs are included in the health care catalog, for less developed regions, when the fund is used to pay for high-priced rare diseases, other underlying diseases may not be guaranteed, and subsequent local economic pressures may be created, so the most fundamental solution is for the state to negotiate with pharmaceutical companies and negotiate prices ."


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2020年8月5日星期三

Trade situation in the United States and other countries

The latest data show that the U.S. trade deficit fell by $3.9 billion in May to $50.7 billion.
 Besides, what is the trade situation of China, Japan, Europe, Canada, Mexico and the United States —— the main trading partners of the United States?


On Wednesday, the Commerce Department released the latest June import and export data.
 Specifically, US exports in June amounted to $158.3 billion, an increase of $13.6 billion from May;
 In addition, US imports of $208.9 billion in June were $9.5 billion more than in May

 Finally, in June, the United States had a trade deficit of $50.7 billion, estimated at $50.2 billion; the trade deficit ——$54.6 billion in May fell by $3.9 billion.

After seeing the overall trade situation in the United States, let's look at the situation of the main trading partners of the United States-China and Japan!
 First of all, let's look at the trade data between the United States and China!
 In June, China again became the largest deficit country in the United States, with a $26.7 billion trade deficit with China in June, down $1.2 billion from $27.9 billion in May, according to figures released by the Commerce Department.
 In addition, the data showed that the U.S. trade deficit with Japan fell by $1.4 billion in June, to $1.8 billion.
 In June, U.S. exports to Japan increased by $200 million to $4.9 billion, while imports fell by $1.3 billion to $6.6 billion.


After reading the trade situation between the United States and China and Japan, let's take a look at the trade situation between the United States and other countries!
 In addition, the data showed that the U.S. trade deficit with Singapore fell by $1.4 billion to $200 million in June. Exports increased by $300 million to $2.1 billion and imports by $1.1 billion to $2.2 billion.
 Certainly, Wang said Caijing also noted that in June, the deficit of the United States and "old neighbors "—— Mexico increased by $4.8 billion, eventually reaching $9 billion.
 According to specific import and export data, Mexico's exports to the United States increased by $4.8 billion to $15.5 billion in June and imports by $9.6 billion to $24.5 billion.
 Actually, Wang Ye said that finance also noticed, June, The largest trade deficit in the United States is China ($26.7 billion), the European Union ($13.1 billion), Mexico ($9 billion), Germany ($3.8 billion), Italy ($2.1 billion), South Korea ($1.9 billion), India ($1.7 billion), France ($1 billion), Saudi Arabia ($700 million), Singapore ($200 million) and Canada ($100 million).
 Of course, in June, the United States also had some surplus countries.
 Specifically, in June, the United States had a surplus of $1.8 billion for South and Central American countries, the United Kingdom ($1.3 billion), OPEC ($500 million) and Brazil ($400 million).

 Our plastic injection molding industry, the main customers are also from the United States. this year to now, we clearly feel the decline in orders, so the United States trade deficit reduction we can feel.

2020年8月4日星期二

1.4 billion Chinese are less able to consume than 330 million Americans

  "There is food in the hand, not panic in the heart ", the Chinese love to save money, in the world is very famous. As the country with the highest savings rate, our people have also been the savings market "frequent customers ". And even if we have money, we also find that many people dare not "consume ". Why is it that the US, with a population of 330 million, has become the world's second-largest consumer of 1.4 billion Chinese? After the study, we found that the deposit had been emptied —— the house.



   Even in small cities with three or four lines, the unit price of the house has reached five figures. At the same time, what is our income situation? Even in the more economically developed east, the average annual wage is only about 68000 yuan, with an average monthly income of 5600 yuan. In front of ten thousand yuan house prices, dare not spend money seems to be very reasonable.



    For most Chinese families, there is a house to have a home. In order to buy a house of their own, two or three generations of people's "empty" savings, has long been used to. Suppose the unit price per square meter is 20,000 yuan or 100 square meters of the house needs 2 million, how many families can take out 2 million at one time? Loans to buy houses has become the majority of ordinary Chinese families "only way ".

   In addition to the down payment of 600000, but also to the bank loan 1.4 million. Assuming that the loan term is 30 years, according to a certain interest rate, double repayment is not a word. Suppose the current interest rate is 5.65, then the monthly mortgage is about 8000 yuan. Such mortgage payments, so that many people in spending become "afraid of the hands and feet ". Not only that, but many families also need two generations to earn money to ease monthly mortgage pressure. And this is only "empty house" price, as well as decoration fees, property management fees and so on.

   When you need to pay 8000 yuan a month, even if you earn 10000 yuan a month, I am afraid you dare not wantonly spend. In addition to the house, we still have a lot of investment in life, such as medical care, pension, and so on. And people live in the world, often not alone. For many families, they also need to support the elderly and raise children. The existence of these relationships is a large sum of money. At this point, we also found that more and more people dare not marry, dare not have children. High house prices not only "empty" savings, but also become an effective "pill ".

   In the sixth census, We've found a growing population of 60 and over 65, And newborns are constantly decreasing. Take the post-90s, The total is only 175 million. And less after 00, Only 146 million people remain. Compared to the post-90s, Less than 33. The post-90s and post-00s compare more than 200 million people in the post-70s and post-80s, The contrast results are obvious. Even if we liberalize the "second-child policy ", There are still many couples who don't want to have children, High house prices have become one of the main reasons.
 Coupled with the fact that people now understand the importance of "cash flow" after 2020. In this environment, more and more Chinese families dare not consume. Buy a house, almost "empty" all the wealth, and then consider education, medical care, pension and so on, naturally want to spend also dare not spend.

   CNMOULDING think, an invisible pressure so that they become more powerful, do you agree?

2020年8月3日星期一

Non-standard employment trends for mainstream college graduates

 In 2020, the number of graduates of ordinary colleges and universities reached 8.74 million, a record high. At the same time, under the influence of the global epidemic situation of new crown pneumonia and the change of international situation, the downward pressure of the economy is great, which makes it more difficult for college graduates to obtain employment. To solve the employment problem of college graduates, on the one hand, we need to strengthen our work, the Party and the government attach great importance to this," steady employment "and" guaranteed employment "has been listed as the first party and government work; on the other hand, college graduates need to understand the changing job market, change their mentality before new employment trends such as non-standard employment and informal employment, meet the challenges, and start their first job in their careers with a positive attitude.

Non-standard employment is the trend

At present, there is no strict consensus definition of what is non-standard employment (Non-standard employment), whether in academic or official. Generally speaking, non-standard employment refers to work outside the scope of the standard employment relationship. The standard employment relationship refers to full-time, indefinite, and part of the subordinate employment relationship. In some cases, researchers also define standard employment relationships as work performed outside the home. When this definition is adopted, more tasks are classified as non-standard employment, including e-office and other forms of telecommuting. In November 2016, the International Labour Organization released the World's Non-standard Employment: Understanding Challenges, Shaping the Future report (hereinafter referred to as the report), which divides non-standard employment into four types: temporary employment; part-time work; temporary agency work and other multi-employment relationships; covert employment and dependent self-employment. The statistics in the Report show that in the past few decades, both developed and developing countries have experienced a dramatic shift from standard to non-standard employment, and that non-standard employment is becoming universal throughout the world.

Non-standard employment of college graduates is on the rise


 Since China's reform and opening up, there have been many new changes in the employment mode in the labor market, and the proportion of flexible employment belonging to non-standard employment has increased significantly. In June 2004, for the first time, the Ministry of Education included flexible employment, including self-employment and free occupation, in the revised Statistical Approach to the Employment of Graduates. On June 29,2020, the General Office of the Ministry of Education issued the circular of the General Office of the Ministry of Education on strictly verifying the employment data of college graduates of the 2020 session, which further clarified the meaning of the relevant indicators of employment statistics for college graduates. Among them, the bright spot lies in "independent entrepreneurship" and "freelance ", the scope of independent entrepreneurship has joined the opening of online stores, the scope of freelance has joined the Internet marketing workers, public number bloggers, e-sports workers and so on.
 So, what is the non-standard employment situation of college graduates in China? Since 2003, the Institute of Education Economics of Peking University School of Education has conducted a national survey on the employment situation of college graduates every other year. So far, nine times have been carried out. Through the statistical analysis of the survey data, we find that the non-standard employment of college graduates presents the following characteristics:

 First, the proportion of non-standard employment is significant. In the direction of college graduates, There are four cases of employment, Where "identified units" can be classified as standard employment, "Self-employment "," freelance" and "other flexible employment" can be classified as non-standard employment. The proportion of non-standard employment shows an overall upward trend, The average of the nine surveys was 23.5 percent, The average of the last seven surveys was 27.9 percent, The average of the last five surveys was 29.1 percent, The average of the last three surveys was 33.9. Visible, Non-standard employment has become an integral part of college graduates' employment.

  Second, the proportion of active choice of non-standard employment is large. The National Survey of College Graduates Employment (2019) released by Peking University shows that graduates choose non-standard employment more actively. 62.5 percent of graduates considered non-standard employment "free time" and 55.9 percent considered "flexible working methods ". The reasons for graduates' passive choice of non-standard employment are "the wages of the work unit are too low "(20.0%)," not interested in the work of the unit "(18.5%)," not employed by the desired unit "(14.1%)," the development prospect of the work unit is not good enough "(11.8%).

 Third, there are significant educational differences in non-standard employment. In the 2019 Survey, non-standard employment (self-employment, freelance and other flexible employment) accounted for 21.9 percent,11.7 percent,7.2 percent and 6.6 percent of graduates, respectively. The higher the level of education, the lower the proportion of non-standard employment; among graduates,31.5 percent,28.2 percent,11.2 percent and 11.1 percent of graduates chose non-standard employment.

 As far as the current employment situation is concerned, there is still a big gap between the overall education level of our labor force and the developed countries, and the educational structure of the labor force is slightly weak in supporting the upgrading of the industrial structure. It is suggested that the following aspects should be studied: first, for college graduates, the problem of educational mismatch in student employment can be explained from the perspective of the urban structure of student employment; second, the matching of graduates' professional structure and labor market occupational structure needs to be discussed in more detail

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